If you’re a credit card user, you might know that the burden of annual and renewal fees is a common concern. Banks automatically add the credit card renewal fee to the previous month’s billing cycle, making it a recurring expense. However, finding a preferred option lifetime free creditCard that charges no annual or renewal fees. These types of credit cards are gaining popularity for the many rewards and benefits they offer.
Here is a list of the 7 best Lifetime Free Credit Card With zero annual and joining fees. Please note that these credit cards are not ranked in any specific order; The information has been collected from the official websites of the bank as of November 27, 2023.
HDFC Bank: Shoppers Stop HDFC bank Credit Card
Features and Rewards:
Here is a list of the 7 best Lifetime Free Credit Card With zero annual and joining fees. Please note that these credit cards are not ranked in any specific order; The information has been collected from the official websites of the bank as of November 27, 2023.
HDFC Bank: Shoppers Stop HDFC bank Credit Card
Features and Rewards:
- Lifetime Free Credit Card
- Earn 6 First Citizen points on every Rs.150 spent on Shoppers Stop private label brands, limit of 500 First Citizen points per month.
- Earn 2 First Citizen points on every Rs 150 spent on all other Shoppers Stop brands and other category spends (except fuel and wallet).
- Free Shoppers Stop Membership
- FC Point = 60 paise
- Welcome benefit of Shoppers Stop voucher worth Rs 500, redeemable on minimum purchase of Rs 3,000 at Shoppers Stop stores (from December 5, 2022).
- Earn 2000 First Citizen points on spending Rs 2 lakh annually.
Kotak Mahindra Bank:Lifetime Free Credit Card – 811 #DreamDifferent
Features and Rewards:
- No annual fee and joining fee
- Earn 2 reward points on every Rs 100 spent online
- Earn 1 reward point on every Rs 100 spent
- 1% on transactions between Rs 500 to Rs 3000 (maximum Rs 3500/year) at all petrol pumps
- 1.8% for transactions on irctc.co.in and 2.5% at Indian Railway booking counters (maximum Rs. 500/year).
IDFC First Bank: Classic Credit Card – Lifetime Free Card
Features and Rewards:
- No Annual Fee. Lifetime Free Credit Card
- 10X reward points on incremental spends above Rs 20,000 per month and spends on your birthday
- 6X and 3X reward points respectively on online and offline purchases on spends up to Rs 20,000 per month
- Unlimited Reward Points that never expire
ICICI Bank: Amazon Pay ICICI Bank Credit Card
Features and Rewards Points:
- No joining fee or annual fee
- No limit or expiration date on rewards earned
- Earn 5% back on shopping at Amazon India for Amazon Prime member card holders; Non-Prime card holders earn 3% back (except digital and gift card purchases, which earn 2% back)
- Earn 2% back at 100+ Amazon Pay partner merchants
- 1% back for all other payments
- 1% surcharge rebate on all fuel purchases
- Reward earnings can be used to purchase over 10 crore products on www.amazon.in and from over 100 Amazon Pay partner merchants.
yes bank: Yes Samriddhi Purchase Credit Card
Highlights and Awards:
- Zero joining and annual fees
- 1% fuel surcharge waiver on transactions between Rs 400 to Rs 5,000 at all fuel stations across India. Monthly limit of Rs 500 per cycle.
Standard Chartered Bank: Platinum Rewards Credit Card
Features and Rewards:
- Get a Platinum Rewards Credit Card that’s FREE for Life
- 5X benefits on luxury food and fuel purchases, with no monthly reward limit
- Earn 5 reward points on every Rs 150 spent on food and fuel, no monthly limit on rewards earned
- Earn 1 reward point every Rs 150 spent on all other categories
- Nil Annual and Joining Fee: Spend Rs 500 or more within 30 days of card issuance to avoid one-time charge of Rs 250 + GST.
Bank of Baroda: Easy Credit Card
Highlights and Awards:
- 5X reward points on every Rs 100 spent at departmental stores, movies
- 1 reward point per Rs 100 spent on other categories
- 0.5 reward points on every Rs 100 spent at select MCCs
- fuel surcharge waiver
- Zero Annual Fee Aadhaar Card Use
- 1% fuel surcharge waiver on transactions between Rs 400 to Rs 5,000 (maximum Rs 250 per statement cycle) at all fuel stations across India. Note: No reward points are earned on fuel transactions.
- Spend Rs 6,000 within 60 days and Rs 35,000 in a year to get the annual fee reversed/waived.
(TagstoTranslate)Business News(T)Zero Joining Fee(T)Yes Bank(T)Lifetime Free Credit Card(T)Lifetime Free Credit(T)Kotak Mahindra Bank(T)IDFC First Bank(T)ICICI Bank(T)HDFC Edge